Your full service credit card processing partner

Testimonials

"I have an online retail company; my main business is done on eBay. A popular method of payment with eBayers is PAYPAL. I was spending over $600 per month in fees. I found Discount Payment Services through a referral and since I got in touch with this company they have saved me OVER $300 a month! Their service is OUTSTANDING...Contacting Discount Payment Services & setting up my virtual terminal is the BEST thing I have done for my company!! I would recommend this company TO ANYONE!!"

- Julie Matthaeus
The ClothesHorse, Inc.

"I am writing in to thank Discount Payment Services. I had a very unique situation with the online dating business that I run and they were able to set me up and work with me very quickly to establish a Gateway and Merchant Account. I found my rep and Discount Payment Services superior to others I had found on the web and would recommend this service to any web site or merchant that needs a merchant account. I will surely use them again for my other upcoming ventures as well."

- Andrew Weyrich
Catholic Daters

"I recently had my merchant services changed from Bank of America to Discount Payment Services... [They] made the transition totally painless, gave us great customer support and the practice never missed a beat! The rates are lower, the customer service and support a lot more timely and [they] gave us sound training in how to best utilize our various types of transactions. I have found all my dealings with Discount Payment Services to be nothing but professional."

- Anne Brough,
SofTouch Dental

"I also want to let you know that since switching to your merchant services system, my credit card processing fees have been substantially reduced. I'm almost paying for both salons what I previously paid for one under my previous processor. I think in large part this is due to the flat rate on debit card processing. I would highly recommend your company to other businesses looking for a way to increase their profitability."

- Brenda Daniel,
Fantastic Sams

"If there is anyone out there who has not started taking credit cards yet but was thinking about it, I have found a company that I am very happy with and want to share the information with you. The search for a company with the least expensive prices was a nightmare for me. Every time I found one with a low monthly charge, their rates per transaction were too high and vice versa. I found a company called Discount Payment Services-They are set up to work with small businesses like mine (for massage therapy and the occasional airbrush tan) who don't use the credit card machine that much, as well as those who use it a lot. I have had the company for 6 months with no problems. My contact there has been extremely helpful. If I have questions or when I have called to change the way my receipts print up or if my paper gets jammed, he always calls me back promptly (actually, a lot of times, he actually answers the phone!) and he never rushes me and he is very friendly. I'm extremely impressed with this company and want to spread the word so they can grow and help other small businesses. I hope this helps someone!"

- Brandi Mills,
Kozy Kuts

Why Switch to a DPS Merchant Account?

Even though you may be comfortable with your current merchant account DPS can save money and time. Click here for a free savings analysis to see if you are paying too much for your merchant account. We value your time and have a strong commitment to listen to your needs and choose the best solutions for your business. One size does not fit all when it comes to payment processing.
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In Store Face-To-Face Retail

If you see your customers face to face, you can benefit from some of the lowest transaction rates in the credit card industry. This is because you can process credit card transactions in person, swiping the customer's card through a card swipe machine and obtain his or her signature for your records. this helps to prevent unnecessary chargebacks that can be costly to a merchant provider.

Debit Card Payment Processing

Debit card transactions have become overwhelmingly popular in the past few years. There are two types of debit transactions, PIN (online) and signature (offline). Both deduct funds from the consumer's checking account. It is beneficial for businesses that see customers in person to accept both debit types.

PIN Debit

With PIN debit, the customer selects "Debit" as the payment method and then after the card is swiped must enter their Personal Identification Number (PIN) into an encrypted pin pad at the point-of-sale (POS) terminal to authenticate their identity. The transaction is transmitted through the electronic funds transfer network and the funds are deducted from the consumer's checking account within seconds.

Benefits:

Fast settlement of funds
Reduced chargebacks
Increased security with PIN debit rather than signature debit transactions
Less expensive for merchants (generally)

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Recurring Memberships & Subscriptions

Recurring Memberships & Subscriptions
Automatically processing recurring transactions makes billing and collections easier and more efficient. Merchants who serve a customer base that is billed regularly can process credit cards and checks more quickly and easily with Sage Payment Solutions. Your customers can pre-arrange to automatically make payments directly from their account to yours. The exact payment is made directly to your company’s account on time, every time. You’ll also get great reporting capabilities that are available from any Internet enabled PC. The Sage Gateway and Virtual Terminal provide the ability to initiate direct debits or credits to your customer’s bank account or credit card in a secure, fraud-protected environment.

Benefits

Consumers respond positively to using credit cards or ACH for recurring payments
Consumers signed up for automatic recurring payments are less likely to leave
Automated payment scheduling is flexible
Reduces postage, paper & labor expenses and bank fees
24 hour online processing and reporting
Tracks card expiration dates to avoid interrupted payments due to expired data
No need to change banks, deposits can be made to your current financial institution
Real time fraud control - AVS, CVV and CVV2 included - no additional fee

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Businesses That Benefit From Recurring Billing

Mortgage companies
Insurance companies
Companies that offer investment and savings plans
Companies that collect loan payments
Newspapers and magazines
Utility companies
Cable TV companies
Health clubs
Credit card companies
Non-Profit organizations, including houses of worship

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Mail and Telephone Order Sales (MOTO)

The fastest-growing segment of credit card use today is in "card-not-present" transactions in which a customer makes his or her purchase by mail order or telephone order (MOTO), by facsimile, or via the Internet instead of being physically present at the merchant's location. If you want to process credit cards for Internet, telephone, or mail order transactions, you'll need a special merchant account specifically designed for that purpose.

Because you never take physical possession of a credit card so that you can swipe it through a magnetic strip reader, both Visa and Mastercard use different criteria for evaluating risk and have different fee structures for card-not-present transactions. Discount Payment Services can help you easily establish such a merchant account and the entire process will take just minutes of your time and you'll be up and running in a matter of days.

Internet

We support all of the major gateways We support everyone from very small web sites with a few products to huge merchants with thousands of products and even non-cart based sites such as membership dues, services, etc.

Online Store DPS offers a full line of online payment solutions, including:

Internet Merchant Account
Robust Virtual Terminal
Secure Gateway (128 Bit Encryption)
Shopping Carts and Catalog Service
Enhanced back-end web site functionality
Recurring payments
Online Check transactions with Equifax verification
API and Custom web site development and payment integration

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Wireless

Accept credit cards anywhere, anytime with a wireless merchant account. Whether you have a service business that works at your customer's location or if you take your retail business on the road, wireless processing is an easy and cost-effective way to accept credit cards wherever your customers happen to be. Discount Payment Services can provide you with a complete wireless authorization system that gives you efficient, cost-effective credit card and debit card processing wherever you are, whenever you need it. We work in partnership with the nation's leading wireless service providers to design a system that's perfect for you and your business. Click below to learn more about the benefits of wireless authorization services.

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